NPA Funding | Private Finance for NPA Accounts

NPA Funding or NPA Finance

NPA funding is a loan provided to the NPA borrower to close their NPA accounts & come out of the legal issues created by the bank, and also save their precious properties. A new repayment plan is provided with monthly EMIs with the option of loan pre-closure.

We pay directly to the bank, so no worries about closing the previous loan through their own funds.
We also provide additional funds to fulfil the working capital requirement.
Lastly, we give a repayment tenor that matches the client’s business cycle & additionally provides a moratorium period to give ample time to streamline the business.

Features of NPA Funding

Loan to close NPA account as well as OTS
Loan starts from one Crore to any highest amount required
Finance available in all major cities of India
Direct payment to the bank to close the NPA account
Direct takeover of collateral securities from the bank
A new repayment plan is offered
A moratorium period is also provided
Borrower having a matter in the DRT or NCLT court can also apply
Through NPA funding, the client can improve their credit score

Our Service

(All of our services comply with RBI -Reserve Bank of India guidelines and are available throughout India)

NPA Loan Takeover

Our NPA Loan Takeover facility help the clients to transfer their NPA accounts to one of our NPA financing companies and restructure the loan by giving a new repayment schedule for up to seven years. NPA loan takeover also helps the client by cleaning their company’s balance sheet by replacing bad loans with new standard loans which opens the gateway for availing standard loan products. After this takeover, clients can apply for the normal CC limits, Bank Guarantee loans & other banking products required for their day-to-day business operations. This takeover will be processed in the following way :

Assessment of client business and underlying securities
Structuring the new loan on a mutual basis with the client
Paying directly to the previous bank to close the account
Loan agreement between new lender & borrower
Takeover of previous NPA loan liability and underlying securities & collaterals
Start of new & standard financial journey for the client with better financial management

Private Finance for NPA Accounts

Private finance for NPA accounts is available for NPA borrowers to settle their previous NPA account liabilities and to infuse additional funds for working capital requirements. Our private finance lenders provide loans to clients who face difficulty getting loans from standard banks due to credit scoring issues of past & present. Our private finance services help clients to come out of financial stress by clearing off their bad debts with the loan facility we provide specifically for NPA borrowers.

How Private Finance Helps NPA Accounts

• Flexible Loan Terms: Private finance lenders are more adaptable, focusing on the overall financial situation of the NPA account holder rather than solely on credit scores.
• Custom Loan Solutions: Loans are customized to suit the specific needs of NPA accounts, whether for debt repayment or business capital infusion.
• No Stringent Credit Score Requirements: Unlike banks, private finance lenders prioritize the borrower’s future repayment ability over past credit history.NP

NPA Funding Companies in India

OTS Finance Company is the leading NPA funding company in India, offering 360-degree financial solutions for NPA account borrowers. We provide funds to close their NPA accounts or to complete the OTS commitment. Even, we offer pre- to post-NPA financial support, like the loan for SMA1 & SMA2.

The client who faces issues in raising funds due to credit issues, even after closing the NPA accounts, we also provide financing in such cases to meet their working capital requirement.

We provide funds for every financial stress situation, like:

Closing of NPA Accounts
Funds for OTS
Loan for SMA1 & SMA2
Working capital loans for borrowers facing issues due to CIBIL
Takeover of ARC Loans

Advantages of Our NPA Financial Services

NPA Finance or Loan for OTS

Loan facility available for clients who wanted to pay the total NPA account outstanding or Clients who have taken a One Time Settlement(OTS) & wanted a loan for paying the OTS.

Partial to Full Finance

Borrowers can avail partial to full finance assistance in order to manage their repayment. If the borrower has some finance arrangement by himself & requires a balance amount to be financed that is also possible.

Direct Payment

We can pay directly to the borrower’s previous bank for closing the NPA account & all the collateral securities come to us directly. So need to worry about closing the NPA account.

Moratorium

A moratorium period is available in this new NPA loan. Borrowers can apply for a loan with a moratorium facility. Borrowers need to pay only interest during the moratorium period. Six months of moratorium can we provided

Easy Repayment

Easy repayment modes are available like EMI, Ballooning, or bullet payment mode. The borrower can request a certain type of repayment plan if that matches the client’s payment cycle & business model.

Real Estate NPA

NPA clients from the Real Estate industry can also avail of this facility, but a few features can be different for them like repayment structure.

How Our Services Work?

Our process is designed to be straightforward and effective:

Consultation: Reach out to us for an initial consultation, where we’ll discuss your financial situation, goals, and concerns.
Customized Solutions: Based on the information gathered, we’ll create a personalized plan that aligns with your needs.
Execution: Once you’re comfortable with the plan, we’ll initiate the necessary steps, whether it’s securing funding or facilitating an account takeover.
Support and Follow-up: Throughout the process, our team remains available to address your questions and provide updates on the progress.

Please note that these figures are indicative and subject to change based on individual circumstances.

Contact Us

Ready to take control of your NPA situation? Contact us today to schedule a consultation or learn more about our services.

Call: +91 8178380576

Email: [email protected]

NPA Funding or NPA Finance​