Loan for NPA Accounts
We offer loans for NPA accounts, from closing the total NPA accounts liability to accounts settled under the OTS (One-Time Settlement), and working capital loan is also offered post NPA closure.
We help NPA borrowers successfully close their NPA accounts & come out of all legal disputes with the previous bankers, and also save their valuable assets from the bank. Our working capital loans are supportive at a time when no other banks or NBFCs extend their loans to borrowers.
📌 What is an NPA Account?
An NPA (Non-Performing Asset) account is a loan or advance where the borrower has failed to make scheduled repayments for a specified period (generally 90 days or more). Once classified as NPA, banks stop recognizing interest income from it, making it difficult for the borrower to get further loans from conventional banking channels.
We bridge this gap by offering funding from NBFCs, or private lenders, to help regularize your account or close it through a one-time settlement (OTS).
🔑 Key Features of NPA Loans
Feature | Description |
Loan Amount | ₹50 Lakhs to ₹200+ Crores |
Purpose | Debt settlement, working capital, project revival |
Loan Type | Secured loan against property, assets, receivables |
Tenure | 1–7 years with flexible repayment |
Approval Time | As quick as 7–15 working days |
Collateral | Residential, commercial, industrial, or land property |
✅ Who Can Apply?
Our Loan for NPA Accounts is designed for:
- SMEs & Corporations with stressed accounts
- Borrowers with NPA classification looking for OTS settlement
- Property owners facing asset auction due to bank recovery proceedings
- Businesses with overdue term loans or working capital loans
- Builders & developers with stalled projects
📋 Documentation Required
- Loan sanction letters & repayment history
- NPA classification letter from the bank
- Asset ownership documents
- KYC documents of borrower & guarantors
- Company financials (if applicable)
Our experts will guide you through the paperwork for faster processing.