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Construction Loan for Builder

We specialize in providing Construction Loans for Builders and Developers to ensure their projects move forward without delays. Whether you’re starting a new construction project, completing an ongoing project, or reviving a stalled site, our tailored financing solutions provide you with the loan for your project — right when you need it.

These funds can be utilized for the following purposes in a construction project:

  • Construction activities
  • Vendors & consultant fee
  • Raw material purchase
  • Approvals & license fee, in case of project extension
  • Sales & admin expense
loan

What is
Construction Loan for Builder

A construction loan for builders is a short- to medium-term financing to help them complete their real estate construction project. It is available for new to ongoing projects. This helps builders to fund the costs of constructing, admin & sales expenses, and completing a real estate project. Unlike regular term loans, construction loans are disbursed in stages as the construction progresses, ensuring efficient capital flow and cost management.

Key Features of Construction Loan

Feature Description
Loan Amount ₹50 Lakhs to ₹200+ Crores
Purpose New projects, ongoing construction, and last-mile funding
Funding Type Tranche-based disbursal linked to project milestones
Eligible Projects Residential, commercial, industrial, mixed-use
Tenure 1–5 years (with flexible repayment schedules)
Collateral Project land, under-construction assets, receivables
Approval Time As fast as 7–15 working days

Types of Construction Loans We Offer

New Project Finance

Funding from the initial construction stage

Last-Mile Funding

Capital to finish nearly completed projects

Project Revival Loans

Finance for stalled or distressed projects

Bridge Loans

Short-term funding until permanent finance is arranged

Refinancing of High-Cost Loans

Replace expensive debt with better terms

Who Can Apply?

Our Construction Loans are available for:

  • Registered builders & developers
  • RERA-approved projects
  • Joint ventures & consortium projects
  • Builders with stalled or delayed construction
  • Developers purchasing partially completed projects

Documentation Required

To get started, you’ll need:

  • Project details – approvals, sanctioned plans, RERA registration
  • Land ownership documents
  • Financial statements & ITRs of the builder/developer
  • Sales projections or booking records
  • KYC documents of promoters/directors

Our team assists you throughout the documentation process for a smooth loan application.

Why Builders Choose Our Construction Loan?

Faster Disbursals

Quick funding to keep your project on track

Custom Loan Structuring

Tailored repayment schedules based on sales cycles

Support for Stalled Projects

Specialized funding for projects facing delays

Expert Advisory

From loan application to final disbursal, we guide you

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