Project Finance vs Corporate Finance
Project Finance and Corporate Finance are two distinct approaches to backing, each suited to different situations. Then is a breakdown of their crucial differences 1. Nature of the Financing 2. Security and threat 3. Actors 4. Structure of Financing 5. Purpose and Focus 6. Time Horizon Summary In substance, design finance is more technical and […]
What is an NPA Account and Its Consequences?
When a borrower fails to repay EMIs of a loan for a minimum of 3 months, then banks classify such accounts as NPA(Non-Performing Asset). In such conditions, the borrower will become a defaulter and banks try to recover the whole loan amount in a single go. But mostly at that time, the borrower was already […]
What Happens If Loan Goes to NPA (Non-Performing Asset)?
In the complex world of finance, loans play a vital role in driving economic growth and prosperity. They facilitate investments, aid businesses, and empower individuals to fulfill their dreams. However, not all loans follow the path of timely repayments and successful outcomes. Some loans, unfortunately, turn into Non-Performing Assets or NPAs, causing ripples in the […]
One Time Settlement Funding
One-Time Settlement (OTS) funding is a specialized finance facility designed to take over the NPA (Non-Performing Asset) debt liability of a borrower. This scheme offers mutual benefits for both borrowers and financial institutions such as banks and NBFCs. Through NPA funding, borrowers gain relief from financial and legal litigations and have the opportunity to settle […]